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Articles

Colourful umbrellas.
Ed Papier | Jul 14, 2022

Why You Need a Personal Liability Umbrella Policy

Insurance
An increasing number of people are starting to understand that their real risk exposure is not in the costs associated with repairing or replacing their car or
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Child with apple.
Ed Papier | Jul 12, 2022

Insuring for the Underinsured and Uninsured

Insurance
It seems remarkable that more than one in seven drivers in the United States is uninsured. But with the slumping economy, that number is expected to increase
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Hands on a laptop.
Ed Papier | Jul 7, 2022

Making Sense of Whole Life Insurance Premiums

FINRA Reviewed
Insurance
Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule. However, when the structure and
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Ed Papier | Jul 5, 2022

Preserve Your Assets with Long-term Care Insurance

Insurance

With the average life expectancy surpassing age 85, the number of people who will require some sort of assistance performing daily living functions can be

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Mother and child working on a laptop together
Ed Papier | Jun 30, 2022

Should You Prioritize Retirement Savings over College Savings?

Retirement
College
College and retirement require serious savings. Is it possible to save for both?
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Wind turbine.
Ed Papier | Jun 28, 2022

Green Energy as an Investment Strategy

FINRA Reviewed
Investments

Green, clean energy has reached new heights in America. There are more hybrids than ever on the streets (Americans bought their four millionth hybrid car in

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A person holding a smartphone. On the phone screen is a series of charts and graphs showing an investment's performance.
Ed Papier | Jun 23, 2022

Understanding Your True Risk Tolerance

Investments
Knowing both your financial and emotional risk tolerance could be vital to your portfolio performance.
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Phone, clipboard, pen and paper on a desk.
Ed Papier | Jun 21, 2022

Avoiding the Biggest Life Insurance Mistakes

Insurance

For anyone who has purchased life insurance, most would agree that it is one of the most critical financial moves they could make.  Yet, many people fail to

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Row of classic cars.
Ed Papier | Jun 16, 2022

Buying vs. Leasing: Tips for Stretching your Car Budget as Far as it can Go

Education
Finance
FINRA Reviewed
Investments
For some a car is simply a means of getting from point A to point B; for others it’s a status symbol. Cars are a hobby, a passion, for some and necessity for
Read More
Patient walking with a walker.
Ed Papier | Jun 14, 2022

What to Look for in a Disability Insurance Policy

Insurance
Disability
Unquestionably, disability insurance is more complicated than other forms of insurance. There are a lot of moving parts to understand in order to create the
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Charts and graphs on paper.
Ed Papier | Jun 9, 2022

Understanding Annuity Costs

Insurance
Annuity
There have been enough written and said about annuities to know that they do include certain costs that you wouldn’t ordinarily encounter with other types of
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Two yellow balloons with smiley faces on them
Ed Papier | Jun 7, 2022

Are Emotions Controlling Your Personal Finances?

Finance
Even with planning, our actions can be skewed by our emotions. Is it possible to overcome them?
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